Asuris Northwest Health Insurance sucks!  I will tell you why.  Like any health insurance company you pay in tons of money each month, and it seems like there are always huge deductibles and hardly anything is covered.  So there is that.  But there is one particular incident with Asuris that pushed me over the edge.  My young son went over to a friend’s house to play and received a minor injury at their house. My wife was out of town, so I figured I better err on the safe side and take my son to see a doctor.  The problem was it was just after 5:00 so the medical clinic was closed, so I took my little one to the emergency room and offered up my Asuris Insurance card.  I figured Asuris would pay at least part of the bill.  Well the problem arose when Asuris Northwest Health wouldn’t pay anything until I gave them a statement as to where the injury happened, and who owned the property.  They sent me some lengthy accident-injury questionnaire indicating that they wanted to go after the owner of the premises where my son was injured.  Asuris wrote: “If you have been injured on someone else’s property, even through no fault on their part, the property owner often carries No-Fault Premise Medical insurance that would cover your medical expenses up to a specific dollar amount….”  In other words, Asuris didn’t want to pay, and rather wanted to go after my son’s friends’ parents even though there was “no fault on their part.”  That’s really great Asuris, you want me to sour the friendship of kindergarten playmates by shaking the property owners down and raising the rates of their homeowners insurance.  So I wrote a letter explaining this to Asuris Northwest, and they never dignified my letter with a response.  I paid for everything out of pocket.  That is why you suck, Asuris Northwest.  I wouldn’t recommend you to anybody.

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